The gist of points made by me in my write-up are three-fold: (1) The amount being disbursed as subsidy on fertilisers, pesticides, seeds, electricity, interest subvention on farm credit, loan waiver etc. (around Rs.1 lakh crores) may be defrayed towards premium on insurance of farmers' income; (2) agricultural produce may to the extent possible be supplied directly to the consumers/users to minimize intermediaries who cause the difference between the income received by the farmer to be only 40% or 50% of the price paid by the consumer/user; (3) a warehouse/cold storage and small-scale processing unit(s) may be set up in or near each village minimizing rural unemployment. more