I had a pleasant experience earlier with Axis Bank. However, things are not the same after Nov 8th, 2016. I have an account in Sec 16 (Faridabad) and utilize Sec 37 branch for most of the services as it is closer to my present residence. MOST of the AXIS ATMs in the area are closed. The few other (banks') ATMs that are open have serpentine queues. I, therefore, decided to visit Sec 37 Branch to withdraw cash. I was there on 24th Nov'16. Though in the senior citizens' line, my turn came by about 1.15 pm or so - the cash supply had been exhausted by then. Tried again today. This time, was there by 10.30 am. The bank opens at 9.30 but the funds were EXHAUSTED by 11 am. It appears that there is some adjustment inside the bank! Or, they are catering to the BIG fish and the smaller savings a/c holders are left to their mercy!