got my car insurance renewed by HDFC ERGO after the expiry of previous insurance done by ICICI Lombard. Everything done on line and I got the renewed policy through post also. Suddenly after 2 months of the renewal, I started getting 5-6 messages through SMS, E-mail that your policy is cancelled. You submit your previous insurance of ICICI Lombard. Reason was never shared and all the messages were with the annotation < Do not reply >. I have complained it to IRDA, HDFC ERGO has sent me a message that your policy is cancelled and the amount is returned to you. I have not yet got the money so far.
You can imagine the unprofessionalism of this organization, they can cancel the insurance after 3 months, without sharing any reason to you. I wish I would have renewed through ICICI Lombard only. Just to save couple of thousands and recommendation of Policy bazaar, I selected HDFC ERGO. It was a big mistake.