Actions to improve online transaction experiences
The following are few actions each customer could take to ensure that they are safe during transacting online.
1. Sale policy : If no clear refund\return policy, then do not purchase
2. Customer reviews : Pick only those portals which has a genuine customer feedback (sometimes known as 'verified purchase'). This means that a customer who actually bought the item is providing a feedback. Look for pics posted by the reviewer and ensure that the defects which a reviewer highlights are true. Another important point is to check the number of purchases against the commodity and the average customer rating. There will be items which would've been bought by 100s of customers and a '5star' rating by few paid raters will not influence overall rating.
3. Reputation of a eComm portal : It all depends on how customer centric is an eComm portal! Pick only those which are above average (e.g., Flipkart, Amazon, Snapdeal etc.). There are few other sites which just now started (e.g., Tata Cliq) and by going thru the portals refund\return policy clarifies whether they keep customer first.
4. Reputation\brand value of the product which is on sale: A reputed brand available online has a better chance of meeting the same quality as that of the item found in a brick-and-mortar store.
5. No brand warranty - No purchase : There are several grey market items sold thru only with fancy names such as 'un-boxed items', 'customs surplus' etc. These usually will not have brand warranty. Any product with a seller warranty or No warranty should be avoided. Any eComm site selling such items too should be avoided.
6. Know the market price and weigh options : While some electronics items carry quite lucrative prices, if purchased on-line, it is always good to keep in mind that a store near your home 'may' have an advantage of being in business for ages and will build a personal connect with you. This helps mostly when you have a trouble with the item and needs guidance in repairs\replacement. Many on-line portals will disregard support requests after a period of 1 month.
All said, customers should bear in mind that what one customer find as perfectly matching their requirement may not be the 'best fit' for another. A feedback is just a custom expression of a customer. Not a warranty!
Hope this helps! more