Be very careful of Paytm and dont give it any access
Root access to a device is something Paytm has no reason to request. The app does not in any way need root permissions to perform its operations effectively. But with root access, the Paytm app can do anything it wants on the phone, sit in the background, read all your messages, skim through your call history. Paytm has pointed out that it doesn’t intend to do any of this but still the absurd request being made shows that the possibility exists.
“That will make PayTM/UPI the target of *every* two bit hacker in the world. Asking for this permission is *equal* to shipping a phone with PayTM/UPI at root level like google does. This is not good.” more