Beware of Pay Later offers
You may unknowingly click on them hoping u will pay later but what happens at backend is that they get a loan generated on your name from a bank or load partner and ur information is shared with all these intermediaries.
Soon in your credit reports defaults will start showing up and ultimately your credit history will be messed up in addition to strange people showing up at your doorstep.
Say NO NO NO to BNPL. more