Cashless transactions

I would like to express the following,though many of us would know the subject
Now that we would like to have cashless transactions,
1.Every one should have Aadhar card as an photo identity card having biometric data.
2.Bank account is a must-be it with Nationalised banks or co-operative banks or post office etc
3.Credit card-many sights will appear in your Inbox,giving/inducing the customer with various offers to opt out for their credit card. Let every one be very careful,and,use your discretion before selecting any cards.Preferably,one must have a credit card from the banks,in which he has an account,to have a safe and smooth transactions.
4.Similarly,there are many sights through one can make on line payments.In order to attract the customers,these sights may give freebies,please be CAUTIOUS AND CAREFUL
5.Presently most of the banks issue cheque books which are being treated at par across all states/location.
6.Most of the services such as Electricity/mobile/gas/prepaid/Dth/and many more services can be made through Bill-Pay facility,which saves time and tension/follow up-no Q's to stand for.
7.ALL LEARNED MEMBERS SHOULD HELP THEIR SERVICE PROVIDERS-WHO ARE UNEDUCATED ,SO THAT THESE PEOPLE WILL NOT GET CHEATED. more  

There should be provision for illiterate people who would not have a pan card particularly the unorganized sectors like agricultural labour, construction workers, small hawkers etc. On the social media seen posts that say some people are lending money interest free to change to the new currency and pay back after 3 -6 months if it true what control measures are in place. more  
PM has brought Jan Dhan Yojna. Why don't people open a bank account.....??? more  
A news viewed that a lady who sold earlier her land and kept FIFTY lakhs in house said to have been dead being afraid off thinking that she cannot exchange her 50 lakhs . What is correct is un known but , there are people who cannot think . Definitely she might have had her Bank Account already since the value of the property show such need even before the land is under enjoyment . Any way , every major must possess A BANK ACCOUNT OR , A POST OFFICE SAVINGS BANK ACCOUNT . This is educated by only by Sri Modi but , still , in the changing attitude of government options to direct the benefits to the end user , POSSESSION OF BANK ACCOUNT ; OR ; POST OFFICE SAVINGS ACCOUNT MUST BE MADE MANDATORY FOR EVERY MAJOR CITIZEN in the Country . more  
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