check and clarify terms and conditions of Bajaj Allainz Insurance, We had taken overseas mediclaim insurance from bajaj alllianz insurance company for europe and norway, unfortunately my wife and son met with an accident while doing snow mobile activity in tromso, norway and got hospitalized. we had to cut short our further trip and i had to extend my stay in tromso hotel. apart from loss of booked itinerary and flight tickets, i had to spend for extended stay in tromso hotel, everyday travel to and fro hospital, food, return flight tickets to oslo (for connecting flight), transfer to airport, hospitalization costs etc. when back home, we informed the insurance company and forwarded our original bills for claim. after taking long time, we got a reply from the insurance company that our claim was rejected for the reasons that we stayed back and did not return home immediately on cancellation of further trip and that hospitalization cost were not covered for dangerous sport activities. In short, while taking insurance, we are only provided with cover note. But during claims, the insurance company would read out fine prints of their terms and conditions and somehow reject paying claims amount.

check and clarify terms and conditions of Bajaj Allainz Insurance,
We had taken overseas mediclaim insurance from bajaj alllianz insurance company for europe and norway,
unfortunately my wife and son met with an accident while doing snow mobile activity in tromso, norway and got hospitalized. we had to cut short our further trip and i had to extend my stay in tromso hotel. apart from loss of booked itinerary and flight tickets, i had to spend for extended stay in tromso hotel, everyday travel to and fro hospital, food, return flight tickets to oslo (for connecting flight), transfer to airport, hospitalization costs etc.
when back home, we informed the insurance company and forwarded our original bills for claim. after taking long time, we got a reply from the insurance company that our claim was rejected for the reasons that we stayed back and did not return home immediately on cancellation of further trip and that hospitalization cost were not covered for dangerous sport activities.
In short, while taking insurance, we are only provided with cover note. But during claims, the insurance company would read out fine prints of their terms and conditions and somehow reject paying claims amount. more

Helpful Connected Consumers Jun 22

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KUPPUSAMI MUNISAMI SETTY (Social Worker)

It is better to lodge a complaint with Insurance Regulator and also sue them in the consumer court. more

Jun 29

Harcharan Khurana

I AM NOT ABLE TO OPEN MY LOCAL CIRCLE ACCOUNT, OPENED IN YEAR 2013 ONWARDS.Â I HAVE BEEN ASKED TO OPEN NEW ACCOUNT WHICH I DID WITH SAME EMAIL ID . I HAD 3838 POINTS AS ON 24/06/2015 WHICH ARE NOT REFLECTED IN NEW ACCOUNT.KINDLY RESTORE MY ORIGINAL ACCOUNT WITH POINTS EARNED AND CIRCLE GROUPS FOR WHICH I WAS AÂ MEMBER. KINDLY FORWARDINSTRUCTIONS TO REVIVE MY OLD ACCOUNT WITH OLD EMAIL ID AND PASSWORD Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â THANKSÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â HARCHARANÂ KHURANA On Monday, June 22, 2015 7:51 PM, Jayesh Haria wrote: more

Jun 25

Ram Upadhyay (good samaritan and do good to society.)

Do not wait. File a complaint to IRDA and Consumer court. There vis no alternative. Consult an advocate for drafting the plaint. more

Jun 23

Krishnan Vc

All insurance companies do the same. Please read all the information on a claim before you sign up and pay the premium. They are bound to explain it to you. We do not do it and we get ripped. If we spend an extra 2 to 3 hours for this we will save a lot of trouble. We believe our agent and he hides behind rules and regulations every time. Balance out your Insurance. 1. Do not Insure because you get a Tax Break. 2. Do not insure an international policy without discussing the fine print with the agent. 3. Do not follow advertisements to decide your premiums. They are ONLY ACTORS and read SCRIPTS. 4. Get contact numbers of persons/agents or even personal contact numbers of Managers to call them when the need arises. DO NOT TRY TO KEEP IN TOUCH thru 1800 numbers. They are all BPO numbers and they only have basic information and WILL NOT BE ABLE TO ADVISE you correctly. 5. Do not get carried away by big numbers; remember the bigger the number the bigger the fish will try to fight and escape. more

Jun 23

Ravi Ramesh (Yoga Teacher)

IRDA is good option to complain. more

Jun 23

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