Citizen Charter was introduced for Banks
As soon as the banking services are computerized, the services were made available faster.
Still there are some lacunae in such services while the time elapsed for a particular services are even more than that of the services which were rendering through manual system.
e.g. a customer holds Token slip for a payment or deposit for hours together waiting his turn and sometimes a simple transaction takes too much time.
Apart from KIOSKS, Vending Machines any duel system could be evolved for betterment of Banking Services ????
Please advise for improvement ,,,, more