Health Assurance For All
This is a critical requirement of the community and needs to be pursued immediately with an action plan. At the same time it should be appreciated that this is a long term plan and requires a minimum of 3 years to bear fruit.
However what needs to be started is a plan of action where health insurance is provided to all the citizens of the country.
A national health card should be issued to all "Citizens" which should be linked to their available health insurance plans. Employers should be encouraged to provide mandatory health insurance under a group insurance plan to their employees and their immediate kin including the parents and grand parents of the employees.
"Third Party Health Insurance" scheme should be made available for all hazardous business.
The residual population who are not covered under the above schemes must be grouped and provided a coverage under a NGO supported group insurance scheme where the NGOs take over pockets of population and provide a health assurance support. Such NGOs may be able to draw funding support from non Governmental sources and reduce the budgetary burden.
The "Obama Care" program of USA has many thoughts which can perhaps be replicated in India.
A comprehensive policy is needed to ensure that a workable health assurance program is designed.
Naavi more