Insurance cos

I bought a health Insurance policy from HDFC Life for
3 lacs, paid Rs.21,000 as premium. My wife was hospitalised with dengue and suffered many complications in Fortis, Vasant Kunj. I submitted an actual Hospital Bill for Rs.2,36,000 and after two months got only Rs.1,06000.Illogical deductions were made and justified the claim settlement. Can they be taken to the consumer court?
Can anybody advise please. I will be grateful.
Adarsh Varma more  

View all 84 comments Below 84 comments
go thru th e terms and conditions. certain disease or illness insurance companies wont pay full. more  
Before proceeding any where, please lodge your complaint to the company and then to the grievance cell. If no relief is given, you can proceeds to the ombudsman for getting redressal of your complaint. more  
Consumer complaint b lodged. more  
Pl go through all the terms and conditions of the policy. Take the details of deductions from insurance company. Find out whether all the deductions are as per the terms of policy. If there is any difference please raise objections to the insurance company grievences cell and wait for response. Incase do not receive satisfactory response you may approach IRDA and ombudsman they will help for settlement of proper insurance claims more  
Please let us know the details of rejections, without which it is difficult to offer solutions/suggestions more  
Post a Comment

Related Posts

    • GST of 35%

      The proposed increase of the Goods and Services Tax (GST) on 150 items, including quality footwear, shoes, clothing, and more, to 35% requires a reevaluation of consumption patterns. If this policy...

      By Mohit Jain
      /
    • It's me Sutirtha from West Bengal. I want to share my frustrating experience with Reliance Life Insurance, where I was repeatedly misled by their representatives: 1. In August 2024, I bought P...

      By Sutirtha Ghosal
      /
    • Beware of Star Health and Care insurance

      Star and Care stand out in people having horrible claims experience and claim rejection I have seen both these insurers reject claims for illogical reasons. They seem to delay claim...

      By Naina Mittal
      /
    • Inland letter from LIC without any information

      A couple of days back, I received 2 letters from LIC. It started this "Dear Policyholder...". It was an intimation of maturity or survival benefit for the policy. Nowhere was the policy number me...

      By Padmanabhan G
      /
    • Airtel ups their post paid

      Pathetic customer service. My postpaid mobile bill jumped from ₹352 to ₹411. Changed to a new plan of ₹449 without any communication to me or my authorization..called their customer service number....

      By Padmanabhan G
      /
    • High cost of living

      The way cost of living, inflation, rents, layoffs, fear of pink slips, insufficient retirement corpus, over exceeding medical & education costs are increasing, very soon we are going to witness...

      By RN Chopra
      /
    • महंगाई - गेहूं यानी wheat

      गेहूं की महंगाई रहस्यमय हो चली है. मांग और आपूर्त‍ि की गुत्‍थी का सिरा ही गुम है. - नई फसल आने के बाद भी कीमतें न घटीं. अगस्‍त में गेहूं की क़ीमत करीब 100 रुपये/ क्‍व...

      By RN Chopra
      /
    • Media news channels

      Roll of news channels in TRP era. Same participants, Same hot discussion. No conclusion.Smile on anchors face when participants argue and use rough hot words. What should be standard of T...

      By Satyapal Singh
      /
    • Too much tax for buying home

      To buy a house of 1 cr you need to pay 5% GST,Which is 5L lakhs & stamp duty for registration is around 3 Lakhs. To earn 1cr 8 lakhs you have to pay tax of 38.75 Lakhs (30% + 15% sur...

      By Mukul Puri
      /
    • By Sanjit Jha
      /
    • Indexation removal by Govt is bad for property ownership

      Many have no option but to borrow and buy real estate. A loan serviced for say 20 years, significantly increase the amount paid towards the property. Now, they no longer have recourse to adjust for...

      By Reeta Kumar
      /
Share
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)