Joint account holder vs beneficiaries of Will.

WHAT IS THE STANDING OF ONE JOINT HOLDERS IN MY BANK ACCOUNT VS THREE BENEFICIARIES TO MY WILL ?

EG - if "A" is joint holder in my bank account and if "A" and "B" and "C" are beneficiaries to my Will, who will gain the benefit of my bank balance after I pass away? more  

Thanks Narendra and Ashok and all others. more  
The joint holder is only an executor of your will ( legally ). more  
Registered Will shall prevail. N Ahuja more  
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