Medical insurance standards
Medical Insurance standards are very low and not helping the needy. Lot of companies ask for taking a new insurance from them. No product covers all the ailments and illness no matter how much is paid. In addition once a disease or ailment like tb, surgery, tumor,,cancer or anything new happens, person is rejected by insurance companies for this disease and any kind of medical insurances even excluding existing ailments. Unfortunately we don’t have a medical insurance that covers all medical problems. Is it fair?
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In my opinion, no one should rely on the people from the so called Policy Bazar and become their preys. Once you decide to take out a policy, it is better to have it from any of the public sector companies. Their procedures are stricter but you are going to get far far better services from them for certain.
Sep 01
moreover another point when you file your income tax return in india say u paid health ins premium 29000 for the year - the deduction you get is only rs 25000 - tax deduction ? why ? unfair ? its a big tamasha and on top of that jumle ke sarkar ? question does god even exist ?
Aug 28
1. Companies selling Medical Insurance are business houses, not a charity house, have to make profit to run the organisation, give staff increased salary each year, meet other expenses. 2. First strategy they take is put fear into prospective customer- actually they sell fear. 3. They pay for few cases from the money collected from others and do not want to pay with some pretext or other. So few are lucky and few are unlucky. My suggestion: Since you are already anticipating that you would suffer from some diseases, after all, human body is prone to diseases and may require operation, open a recurring account in any bank from young age. This will serve the purpose, moreover, saving from young age is a good habit. Hope this system will work.
Aug 28
