mr tej kaul
I request you to kinldy look to the people who are retired from small companies, muncipalities, shops , cooperative banks,etc. These people have not spent their life happily. They atleast need some social security at their fag end days. many companies, shops retrench these people once the managements feel that they are not doing the service properly. For these people, the pleading for medical insurance, a fairly minimum rate of interest on their deposits at least for a period of say 10 years (not fluctuating very frequently at the whims and fancies of the great babus in RBI or Government) more