I am giving my one experience. Elsewhere too, the experience is similar. I have 4 LIC policies, where premium are all paid already. On LIC’s website, I try to link the policies to my Aadhar & PAN numbers. I get a reply, that there is some error, and I NEED TO VISIT ANY LIC BRANCH, and submit a written request. Instead I send it through Speed Post to the branch, where I had taken all these LIC policies. No reply received. So, six months later, I again try for linking as earlier. Again there is an error shown and I am requested TO VISIT ANY LIC BRANCH & SUBMIT THE REQUEST. Which means that linking has NOT been done. I again send the request through Speed Post, this time making 4 separate letters for four own life policies, attaching photocopy of the last premium paid receipt. But I send all the four letters in one envelop to LIC of India branch, where I had taken these policies. No reply received. After 6 months, I try linking the policies again. Again there is error shown and I AM ADVISED TO VISIT ANY LIC BRANCH AND SUBMIT THE DOCUMENTS. Again it is evident that the linking has NOT been done. Such third rate organization with third rate people, who want me TO VISIT LIC BRANCH. Why ? Ask for a bribe? May be. For my all other policies, taken with private companies, in one go they were linked to my Aadhar, PAN, Bank and branch, email & mobile for which, fist I get instant confirmation on the website itself, followed by a specific email to me, informing me that the linking has been done for the policies whose details are mentioned in the said email. And all these useless people who cannot do such a simple work, shall demand rise in salary as per latest Pay commission, demand pension to go with OROP, and then want Income Tax exemption too. Height of shamelessness. Mera Bharat is really Mahan.
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