My suggestion is that we should discussion clause by clause, starting with the Definitions given in the Act. It appears to me that the definition of the word "Consumer" has been almost diluted, from what it used to be in CPA 1986. I shall feel obliged if the participants here liberally put in our view points, first for our discussion and then to take up with the Government for necessary changes, if required. Second, we would be giving a feedback not a complaint, keeping in mind that the Councils are the "parliaments of consumers where they will be non-political, non-commercial, and non religious" and their recommendations must be mandatory without any connotations of political and bureaucratic hints. I shall be taking up the issue of Consumer Protection Councils as provided in Chapter II, Sections 3 to 9. It is provided in Section 3.(1)(2) that The Central Council shall be an advisory council and consist of the following .................. While discussing this part of the Act, we must know that billions of consumers' personal money is at stake which has got to be managed by the Members of the CPCs at the Centre, States and Districts. Responsibility for managing these Funds in CWF has got to be in the hands of the CPCs members, not the Parliament or any of the Finance Bill/Act. Mind it, I am talking of the "PERSONAL MONEY OF CONSUMERS THAT HAS BEEN RECOVERED BY THE REGULATORS AS OVERCHARGED TAXES ON SALES, INCLUDING THE 'GST', AND IN THE STATES BY THE CONCERNED HEADS OF THE DEPARTMENT OF TRADE AND TAXES; MONEY LYING UNCLAIMED AND UN-REFUNDED WITH THE BANKS, THE INSURANCE COMPANIES, DEPARTMENT OF POSTS' BANK AND INSURANCE, INVESTORS' MONEY, ET AL. This is not any revenue of the government nor they governments can use it at their whims and fancy. Here, another issue is of "Unjust Enrichment" of the Government and undue exploitation of the political leadership for diversion under Consolidated Fund of India, The Finance Act of 2019 (Chapter VII), National Anti-profiteering Authority under GST Act, etc. I the widest section of voluntary consumer organisations of India could come forward for a discussion and debate. Thanks
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