Problems with use of Aadhar for KYC
Privacy, security and legality are not the only serious problems with Aadhaar. Here are four more. But even if these three concerns are sorted out, there are four other concerns that need attention. In all four, you will see the following common themes
1. It is very likely that UIDAI knows the existence of the problem
2. Entities other than UIDAI are using Aadhaar incorrectly and sometimes dangerously
3. UIDAI has framed policies protecting itself from implications of these wrong usages
4. UIDAI is unlikely to address these issues, because solving them may reduce the usage and acceptance of Aadhaar
1. Not an address proof
The first of these four concerns is that UIDAI knows that Aadhaar is not an address proof even though the industry uses it as an address proof, but will choose to remain silent about it.
Various entities allow Aadhaar to be used as both an identity proof as well as an address proof – banks, for example, use biometric eKYC to onboard new customers. But the reality is that UIDAI does not validate the address of every applicant. Though applicants are asked to provide an address proof for Aadhaar enrolment, it is optional – the enrolment process (and form) is designed to allow anyone to get an Aadhaar without any documents (mainly because Aadhaar is meant even for those sleep under the flyover)
2. Not a proof of citizenship
The second problem with Aadhaar is that it is not a proof of citizenship, but can be used to either apply for a passport or obtain other identity documents that can then be used to apply for a passport.
3. Aadhaar card alone is not an ID
The third problem is that possession of a physical Aadhaar card should not be considered as identification in airports, trains and other places.
4. Aadhaar numbers can be (but should not be) made public
The fourth problem Aadhaar numbers are probably meant to be secret to avoid misuse, but UIDAI does not stop organisations from putting Aadhaar information out in public. more
1. It is very likely that UIDAI knows the existence of the problem
2. Entities other than UIDAI are using Aadhaar incorrectly and sometimes dangerously
3. UIDAI has framed policies protecting itself from implications of these wrong usages
4. UIDAI is unlikely to address these issues, because solving them may reduce the usage and acceptance of Aadhaar
1. Not an address proof
The first of these four concerns is that UIDAI knows that Aadhaar is not an address proof even though the industry uses it as an address proof, but will choose to remain silent about it.
Various entities allow Aadhaar to be used as both an identity proof as well as an address proof – banks, for example, use biometric eKYC to onboard new customers. But the reality is that UIDAI does not validate the address of every applicant. Though applicants are asked to provide an address proof for Aadhaar enrolment, it is optional – the enrolment process (and form) is designed to allow anyone to get an Aadhaar without any documents (mainly because Aadhaar is meant even for those sleep under the flyover)
2. Not a proof of citizenship
The second problem with Aadhaar is that it is not a proof of citizenship, but can be used to either apply for a passport or obtain other identity documents that can then be used to apply for a passport.
3. Aadhaar card alone is not an ID
The third problem is that possession of a physical Aadhaar card should not be considered as identification in airports, trains and other places.
4. Aadhaar numbers can be (but should not be) made public
The fourth problem Aadhaar numbers are probably meant to be secret to avoid misuse, but UIDAI does not stop organisations from putting Aadhaar information out in public. more
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..................................... Virendra would like to stay in touch on LinkedIn. Virendra Kumar Owner, investment consultants New Delhi Area, India View profile https://www.linkedin.com/comm/in/virendra-kumar-6a848911?trk=eml-guest-invite-pprofile-link-cta&trkEmail=eml-invite_guest-null-418-null-null-shdt23%7Ejhb4mtvg%7Ed4-null-neptune%2Fprofile%7Evanity%2Eview&lipi=urn%3Ali%3Apage%3Aemail_invite_guest%3BU%2B1jeAR7Q%2Byzy0vNModKEQ%3D%3D Confirm that you know Virendra https://www.linkedin.com/comm/start/accept-invitation?sharedKey=WdFATiG1&invitationId=6280602068210282501&trk=eml-guest-invite-cta&trkEmail=eml-invite_guest-null-416-null-null-shdt23%7Ejhb4mtvg%7Ed4-ssuw-start%7Esignup%7Ewarm&lipi=urn%3Ali%3Apage%3Aemail_invite_guest%3BU%2B1jeAR7Q%2Byzy0vNModKEQ%3D%3D ..................................... Unsubscribe: https://www.linkedin.com/e/v2?e=shdt23-jhb4mtvg-d4&t=lun&midToken=AQFmrFVhGEd36Q&ek=invite_guest&li=426&m=unsub&ts=unsub&loid=AQFsGTXs9XhA0gAAAWNwSreujj-CLz_ZB8TrTngmbaTdy0WObMJjkoWefMtuBPVxnqRdmBIM7C-QwxXQphK-XLtonS9cqmePpIaNP0EImYkyzG3mcMn0K3EpqUznb45tuZ8D4lmhQotMTxaMvbf0UvVDS4Ew5eK98A&eid=shdt23-jhb4mtvg-d4 Help: https://www.linkedin.com/e/v2?e=shdt23-jhb4mtvg-d4&lipi=urn%3Ali%3Apage%3Aemail_invite_guest%3BU%2B1jeAR7Q%2Byzy0vNModKEQ%3D%3D&a=customerServiceUrl&ek=invite_guest&li=425&m=footer&ts=help&articleId=67 You are receiving Invitation emails. LinkedIn will use your email address to make suggestions to our members in features like People You May Know. This email was sent to www.send_newpost++iylkmqfdbbgxfd++iyaeiyfdae@localcirclesmail.com. © 2018 LinkedIn Ireland Unlimited Company, Wilton Plaza, Wilton Place, Dublin 2. LinkedIn is a registered business name of LinkedIn Ireland Unlimited Company. LinkedIn and the LinkedIn logo are registered trademarks of LinkedIn. more
May 18
..................................... Virendra would like to stay in touch on LinkedIn. Virendra Kumar Owner, investment consultants New Delhi Area, India View profile https://www.linkedin.com/comm/in/virendra-kumar-6a848911?trk=eml-guest-invite-pprofile-link-cta&trkEmail=eml-invite_guest-null-418-null-null-shdt23%7Eje8qq704%7Ek5-null-neptune%2Fprofile%7Evanity%2Eview&lipi=urn%3Ali%3Apage%3Aemail_invite_guest%3BR%2FWzvImfS2OpLxY0a4I7Qw%3D%3D Confirm that you know Virendra https://www.linkedin.com/comm/start/accept-invitation?sharedKey=WdFATiG1&invitationId=6280602068210282501&trk=eml-guest-invite-cta&trkEmail=eml-invite_guest-null-416-null-null-shdt23%7Eje8qq704%7Ek5-ssuw-start%7Esignup%7Ewarm&lipi=urn%3Ali%3Apage%3Aemail_invite_guest%3BR%2FWzvImfS2OpLxY0a4I7Qw%3D%3D ..................................... Unsubscribe: https://www.linkedin.com/e/v2?e=shdt23-je8qq704-k5&t=lun&midToken=AQFmrFVhGEd36Q&ek=invite_guest&li=426&m=unsub&ts=unsub&loid=AQEBNgGe5sWd_AAAAWHic_6ucGscZR82Y4IhIy59tZpVAsRg2m3YGVO-ch_CcPepaH7OeY43yhZLTYNWLfqh-Lj0gmhq8Be75lQtHBp7594kmm23wkaDEUw7XTUp99TON-FS0cNu60VlEL-H19LH5FeLkL4ECPI_uw&eid=shdt23-je8qq704-k5 Help: https://www.linkedin.com/e/v2?e=shdt23-je8qq704-k5&lipi=urn%3Ali%3Apage%3Aemail_invite_guest%3BR%2FWzvImfS2OpLxY0a4I7Qw%3D%3D&a=customerServiceUrl&ek=invite_guest&li=425&m=footer&ts=help&articleId=67 You are receiving Invitation emails. LinkedIn will use your email address to make suggestions to our members in features like People You May Know. This email was sent to www.send_newpost++iylkmqfdbbgxfd++iyaeiyfdae@localcirclesmail.com. © 2018 LinkedIn Ireland Unlimited Company, Wilton Plaza, Wilton Place, Dublin 2. LinkedIn is a registered business name of LinkedIn Ireland Unlimited Company. LinkedIn and the LinkedIn logo are registered trademarks of LinkedIn. more
Mar 03
UIDAI must provide sufficient avenues to rectify the mistakes committed before the Aadhar is issued. more
May 07
Aadhar card has an address but it is changing. If the main motto of the card is to have identity, address, Security, and Nationalility. If it wont serve then take steps to have these parameters encorporated in them. more
Mar 30
PL MAKE THESE SITES SIMPLE AND USER FRIENDLY, I TRIED BUT I HAD TO CANCELL THE ATTEMPT. I WOUNDER IF YOU WILL READ THIS MAIL AND TAKE ACTION, WHERE AS YOU EXPECT US TO TAKE ACTION ON YOUR MAILS. GOD BLESS YOU. A K JALLA On 25 March 2017 at 10:07, MOHIT PANDE wrote: > more
Mar 28
