As an advisory, before any qualified opinion can be offered your current financial status is to be ascertained. To be honest, having fIrly good experience and exposure to various mmodes, I would not sell or recommend these retirement plans. They are inherently deceptive, whi h can be discovered after due evaluation. Hence before arriving at any conclusion, some honest disclosures and work outs are essential. Retirementंplans tend to be expensive and not remunerative. Having said that, again need to be qualifiedwith individual character bothbfinancial and mental state. You can reach me on 9999190693. Subba Rao more
What is your present level of savings? In what form? Is your job pensionable? Do you have any property? Do you own the house in which you live? What about family? Children well settled? Health issues? Health insurance if any provided by employer that continues after retirement? What is your risk profile? These are but some of the questions that need to be asked and answered before a retirement plan that is optimal can be suggested. You are welcome to contact me for further advice - all free....I am not connected with any one or am not agent for anything.... more
I had filed my income tax return for the assessment year 2021-22 under section 139(1) i.e., filed on or before the due date, and claimed the refund of Rs. 5000 plus. The same was acknowledged by th...
I am a senior citizen and filed my return on the 18th Oct but till date (23rd Dec) I have not recd my refund. I have called their Helpline no also many times. They say they will lodge my complaint ...
For bank fixed deposits in India: 2016: 9.3% interest 2019: 8% interest 2021: 5.5% interest Senior citizens retirement plans must be under water unless they did enough ...
God news. A lot of time has been vested. In the Court, it may be advised that any future such new thing must be tested in all respect and by all stakeholders, before the due date I.e. 31/03 in this...
Always wondered, why does an investor have to fill in income details with the broker? I buy shares if I have money. I do not need to have an income. And PAN number is a must. So why do you add this...
Rates on small savings schemes reduced by 50-90 basis points. PPF in April-June quarter to earn you only 6.4% interest against 7.1% earlier. Senior Citizens Savings Scheme to earn on 6.5% now compa...
I raised this point on earlier occasions also. No relief seen in any budget. I made a suggestion as follows: There are some schemes exclusively for the benefit of Senior Citizens like Se...
Request guidance as to which is the appropriate circle & authority to whom i can complain regarding the below mentioned issue: Lately with many of my relatives and friends staying in Gurga...
Recently our CBDT isued a press release saying it cannot punish compliant and honest tax payer by extending various due dates for the assessee who are dishonest, lazy and non compliant and our secu...
By SUBHASH PARAKH
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