No credit card can offer free travel insurance. If it is given by any credit card, the cost of travel insurance will be inbuilt in subscription/renewal fees depending upon coverage of inland or abroad travel. more
If the visit is within Asia you have very attractive rate . If you have International credit card then for medical emergency you can use it and make payment when you are back in India. more
I am fully agree with Ms.Sunita P clarifications about the risk covered by Insurance companies. The insured should go through the detailed terms and conditions of policy documents and can be downloaded from the insurance company's website. more
Insurance is to protect aganist "unknuown risk or happening". If that is there in the true sense the insurance company also indemnifies or pay that expenses with in the coverage limit. If the people feel all known disesses, from what ever may be the cause, to raise the issue with IRAD for suitable loading of the premium. Even in this conservative premium the population taking policy is small compared to 120 crores population. IF every one takes the policy from day one to every family member, i think the policy can do wonders. If the % of people coverd in age brackets will reveal the truth. more
In insurance cost of potential loss is transferred to other entity in exchange for monetary compensation known as the premium. It is the responsibility of the insurer to know well what he is buying. He should check what he wants and what he gets. Why insurer will bear Risk of pre-existing diseases? Please take time to know your insurance terms and conditions. If you are not well aware of the product you are frustrated or feel duped when any unpleasant event happen in transit. We cannot say we have not read it. Ignorance is not a excuse. Don't go after cheap or free. Buy what you want and pay for it. more
I had filed my income tax return for the assessment year 2021-22 under section 139(1) i.e., filed on or before the due date, and claimed the refund of Rs. 5000 plus. The same was acknowledged by th...
I am a senior citizen and filed my return on the 18th Oct but till date (23rd Dec) I have not recd my refund. I have called their Helpline no also many times. They say they will lodge my complaint ...
For bank fixed deposits in India: 2016: 9.3% interest 2019: 8% interest 2021: 5.5% interest Senior citizens retirement plans must be under water unless they did enough ...
God news. A lot of time has been vested. In the Court, it may be advised that any future such new thing must be tested in all respect and by all stakeholders, before the due date I.e. 31/03 in this...
Always wondered, why does an investor have to fill in income details with the broker? I buy shares if I have money. I do not need to have an income. And PAN number is a must. So why do you add this...
Rates on small savings schemes reduced by 50-90 basis points. PPF in April-June quarter to earn you only 6.4% interest against 7.1% earlier. Senior Citizens Savings Scheme to earn on 6.5% now compa...
I raised this point on earlier occasions also. No relief seen in any budget. I made a suggestion as follows: There are some schemes exclusively for the benefit of Senior Citizens like Se...
Request guidance as to which is the appropriate circle & authority to whom i can complain regarding the below mentioned issue: Lately with many of my relatives and friends staying in Gurga...
Recently our CBDT isued a press release saying it cannot punish compliant and honest tax payer by extending various due dates for the assessee who are dishonest, lazy and non compliant and our secu...
By SUBHASH PARAKH
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