Travel Insurance.

One of the best improvements of the Railways in 2016 is Travel Insurance.
In this regard I wish to put forward some suggestions and request all members to put up their thoughts.

1. Travel insurance @Re.0.92 is cheapest.But the flaw is that it is offered to passengers who book tickets online only. This facility shall be provided to all passengers irrespective of mode of booking. To avoid hassle at the counter for change the premium shall be raised to Re.1/-.

2. At present after booking ticket the insurance company sends email to person concerned for updating Nomination. Once name of nominee is given then traveler receives copy of insurance policy by email.

3. In my opinion Name of Nominee shall be added at the time of booking the ticket along with his/her Aadhar No. or PAN so that any kind of malpractice is curbed at the begining itself.

4. Same way to avoid legal problems by heirs of an accident victim this nomination shall be consider valid for payment of Railway compensation also.

5. At present passengers booking tickets on counter do not have this facility. They shall also get some kind of travel insurance facility . Ticket booking form can be amended to make space for Travel insurance and nomination.

6. Another Insurance is for lost baggage. But this requires lot of thinking as to, how to evaluate value of lost baggage and maximum amount to be paid etc. Members are invited to put forth their thoughts & suggestions on this topic.
Thanks & kind regards. more  

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Valid points. For nomination let it be while booking. Otherwise passenger has to be alert to fill the insurance nomination when the email is received. Moreover it does get activated only 24 hrs after the purchase or whatsoever. You cannot fill as soon as you get the mail. more  
Points raised are very true. The concern can be handled if a few of the following alternatives or other better alternatives are selected for consideration : 1. As suggested the premium is rationalised Rs. 1/- per day. Or even better can be Rs. One for journey up to 1000 km and Rs 2/- for longer journey. 2. Tickets must be issued through thumb impression on the journey tickets. It has two pronged advantage, one --identification of person and two -- in case of need adhar card or information there in can accessed if need be. 3. For physically challenged once the details can be taken through accompanist or in special cases by railway staff. 4. All adhar cards issued or renewed hereafter can have information regarding nomination may be sought. 5. Window tickets ( current ) may be through cards like railway buddy / paytm or similar other mode. 6. If passenger has no objection, the money collected may in access to the cost of the ticket. The access amount can be adjusted in next transaction. This practice is being observed by electric power supply companies. It saves time and availability of notes or coins of different denominations . Sent from my iPad > On 12-Jan-2017, at 18:45, Anjum Ansari wrote: > > > Find this email inappropriate - Unsubscribe > LocalCircles is now available on iOS and Android. > > Anjum Ansari > Anjum Ansari shared a new resource in "Make Railways Better". > Subject: Travel Insurance.. > One of the best improvements of the Railways in 2016 is Travel Insurance. > In this regard I wish to put forward some suggestions and request all members to put up their thoughts. > > 1. Travel insurance @Re.0.92 is cheapest.But the flaw is that it is offered to passengers who book tickets online only. This facility shall be provided to all passengers irrespective of mode of booking. To avoid hassle at the counter for change the premium shall be raised to Re.1/-. > > 2. At present after booking ticket the insurance company sends email to person concerned for updating Nomination. Once name of more... > View Resource/Reply Reply to this email to post a comment. > > If you believe that this post is inappropriate for this Circle, report it. > This email was sent to mnbapat@gmail.com. If you don't want to receive emails from LocalCircles in future, please Unsubscribe. > LocalCircles, Inc., 1556 Halford Ave., Suite 290, Santa Clara, CA USA 95051. > 2413, 4th Floor, Tower 2, Express Trade Towers 2, Sector 132, Noida, 201301.Privacy Policy. > more  
Travel insurance in air travel flopped decades ago. Why sell it in new bottle? If you have no faith in trains you abandon rails. Instead come out with a honest profit/ loss statement and locate loss making stretches. Express trains avoid stops in such stretches. Now rework the profit/loss sheet by cutting man hours lost and station facility expenses. I think it gives a matter of fact profile. For example a super fast train half empty at the last 100 km can be downgraded and dereserved for that stretch more  
My wife has booked her tcket ONLINE @ IRCTC & the cost includes insurance, but NO Massage has come regarding nomination. Railways seem to be just making fool of citizens with high pitched publicity campaigns. more  
Yes, nomination facility should be available to the passenger at the time of booking itself. Sending link to their mobile and again doing nomination process is mere waste of time and cumbersome too. more  
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