Want initiative from the automobile companies
Hi. I don't know if it's a norm or what that the automobile companies file for your vehicle insurance on the day of your payment rather than the day of your vehicle delivery thus starting the insurance policy on the same day. And if for some reason the vehicle delivery is delayed by some days, doesn't we, the customers incur loss of some days. After all what is the need of the insurance without the vehicle. And since the insurance for new vehicle can be done in a short time without much difficulty, can't the automobile companies show some imitative and have the insurance filed on the day of delivery. Or shouldn't there be a Govt policy or something like that that ask the automobile companies to do it. Because when I called my dealer regarding the matter, they said that this is how things goes and they can't do anything about it. My car insurance policy started on 29/11/2017 but I was delivered the car on 7/12/2017, thus I incurring me a loss of 8 days. And I think many other incur this loss without being aware of it .... more
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There is also another important aspect about date of Commencement of Warranty / Guarantee and related after sales service . What is the effective date for this : Is it Date of Delivery ; Date of Invoice ; Date of Payment : Date of Registration : Or Date of Order Booking ? Any light from some enlightened members please !!! more
Jan 20
The insurance policy is once the insurance payment has been made and invoice is raised. The copy of the invoice and the insurance policy is submitted to the registering authority for vehicle registration and getting temporary registration so that the vehicle is delivered. It generally takes 3/4 days as the dealer consolidate the documentation work and wait for some few more cases for economical reasons. However, one can discuss and negotiate with the dealer for the same day delivery at the time of finalization and making payment. more
Nov 28
This may be an isolated case, otherwise, how an insurance policy could be taken without particulars of the related vehicle? the matter should be taken up with the insurance company concerned forwarding the invoice of the vehicle in support of the date of delivery. more
Nov 27
Insurance can be brought entering Engine no and chassis no. With out this how dealer can purchase insurance. more
Nov 27
It should be the duty of the Dealer to insure the vehicle as he is the owner of the vehicle till then. Only before the registration the Name of the owner is added. The dealer need to work out the understanding with Insurance company accordingly more
Nov 26
